Vildan A. Teske
  teske@ctkmlaw.com






Areas of Practice

Vildan has spent most of her legal career advocating for fair and just business practices in consumer transactions. She began working on consumer class actions while she was in law school and has continued to do so for 20 years. She has litigated state and national class actions, representing consumers against major banks, mortgage brokers, insurance companies, debt collectors, real estate brokers, title companies, as well as other businesses that contract with consumers. She has worked on claims involving violations of the Servicemember's Civil Relief Act (SCRA), credit insurance issues, deceptive trade practices, consumer fraud, usury, breach of contract, federal and state consumer lending statutes, warranty issues, breach of fiduciary duties, illegal debt collection practices, and foreclosure issues. Vildan has represented clients in numerous class action suits involving cutting edge consumer legal issues.


As part of her consumer financial litigation practice she represents our military men and women in SCRA matters in individual and class actions.  She has served as lead counsel in SCRA class actions, including cases regarding the 6% intereste rate cap, repossession of servicemember vehicles, foreclosures on servicemembers' homes, and other SCRA violations dealing with financial transactions and loan contracts.  Most recently, she was court-appointed lead counsel in a servicemember class action resulting in a $2.35 million settlement (Olson v. Citibank, N.A. et al). Vildan was also lead counsel in a class case she brought on behalf of servicemembers whose vehicles were repossessed while they were on active duty, in violation of the SCRA, litigating the case to settlement.


Presentations, Publications, Awards, and Public Service

Throughout her career, Vildan has been active in various bar associations, boards, committees, and programs. She is an active member of the National Association of Consumer Advocates (NACA) and has spoken for several years at the annual National Consumer Rights Litigation Conference, and the Class Action Symposium. She is a contributing author of the National Consumer Law Center's Consumer Class Actions (8th Edition). She has been invited a number of times to give presentations on the Servicemember Civil Relief Act and its protections of our active duty servicemembers at continuing legal education seminars for lawyers and other professionals. Vildan serves on the National Steering Committee for the Military Consumer Justice Project of NACA, the Minnesota Military Pro Bono Panel, as well as elected to the Council for the Minnesota State Bar Association's Military and Veteran's Affairs Section.


Vildan was recently selected as the national recipient of the Federal Bar Association's Robyn J. Spalter Outstanding Achievement Award, presented at its annual convention.


Vildan is currently on the board of The Infinity Project, and has served on the National Executive Committee of the Federal Bar Association, the editorial board of The Federal Lawyer magazine, and served as National Chair of the FBA Younger Lawyers Division. She began the Newer Lawyers Committee for the Minnesota Chapter of the FBA in 1996-1997, creating programs and networking opportunities for the newer attorneys, as well as serving on the Minnesota Chapter’s board of directors. Vildan was also the national program chair for the Michael and Ilene Shaw Public Service Grant (from 1998 through 2003), helping to select local federal bar associations around the country to receive money for public service projects. Additionally, she is a member of the National Employment Lawyers Association (NELA), the Minnesota State, Georgia State, Hennepin County, and Dakota County Bar Associations.


Education

Vildan is a 1993 graduate of the University of Minnesota Law School, cum laude. She was a member of the Phillip C. Jessup International Moot Court, winning the best brief award. During her second year of law school she externed with the Honorable Robert G. Schieffelbein of Hennepin County District Court. She is a 1990 graduate of the Carlson School of Management at the University of Minnesota (B.S.B. with double emphases in Finance and Marketing). She was one of four graduates selected for the Alpha Kappa Psi Tablet Award for excellence in academics, leadership and community service. She was also a recipient of the University of Minnesota President’s Award, given to half of one percent of graduating seniors by the faculty and administration.


Bar Admissions

Vildan is admitted to practice before the state and federal courts of Minnesota, Georgia, and the Seventh, Eighth and Eleventh Circuits of the U.S. Court of Appeals.


Representative Cases

Harry, et al. v. HSBC Mortgage Service Inc., (illegal foreclosure of servicemember mortgages under SCRA);
Olson, et al. v. Citibank, N.A., (illegal mandatory forebearance on servicemember student loans under SCRA);
Thao and Lo, et al. v. Central States, (unearned insurance premium refund);
Jackson, et al. v. MERS, (state foreclosure law);
Lee, et al. v. Life Investors Insurance Co., (unearned insurance premium refund);
Reller, et al. v. Union Security, (unearned insurance premium refund);
Ballard, et al. v. Central States Health & Life Co. of Omaha, (failure to refund credit insurance premiums;
Jordan, et al. v. Western Diversified Insurance Co., (failure to refund credit insurance premiums);
Burleson, et al. v. Independence One Mortgage Corporation, (mortgage escrow violations and consumer fraud);
Stanford, et al. v. United Mortgage Corporation, (mortgage escrow consumer fraud);
Winden, et al. v. Associates Industrial Loan Co. et al., (consumer fraud and usury violations);
Clark et al. v. I. C. System, Inc., (Fair Debt Collection Practices Act violations);
Erickson, et al. v. Midland Mortgage Co., (mortgage escrow violations);
Nick, et al. v. Lomas Mortgage, USA Inc., (overcharging of mortgage insurance premiums);
Boulay, et al. v. HealthPartners, Inc., (overcharging of health insurance premiums);
Anderson, et al. v. Scandinavian U.S. Swim & Fitness, Inc., (usury);
Ulbrich, et al. v. General Electric Capital Corp., (consumer fraud violations, deceptive trade practices) (Lead Counsel).